Why Use A Broker?
The Most Loan Programs
Personal Service
Why NEXA Mortgage?
Our missions has always been to provide the most value to our clients while also delivering the easiest, most stress-free loan experience.
5-Star Rated Mortgage Broker
First-Time Buyers
We have a huge selection of special programs to help lower the cost of home ownership for first-time buyers. Let us guide you through the entire process and show you how much you can save.
Self-Employed Income?
Are you a business owner, self-employed or a gig worker and you've been having trouble getting approved for a mortgage? We can help! We have several programs including bank-statement and 1099 loans.
We put together some of the most commonly asked questions on the differences between using a mortgage broker versus a retail lender.
Retail lenders are companies that underwrite and fund their own mortgage loans. They typically have more overhead costs due to their size and corporate structure. Think of large banks and credit unions as examples. They oftentimes have few loan program options and more strict qualification requirements.
Mortgage Brokers work with wholesale lenders and oftentimes have the best interest rates. This is because brokers have less overhead than retail lenders, passing on those savings to you. They also have access to more loan programs and are more flexible when it comes to qualification requirements.
Here are just some of the advantages of using a mortgage broker over a retail lender: 1. More Savings To The Borrower 2. More Loan Options 3. Faster Closing 4. Less-Strict Loan Requirements 4.
